Fintech app development with security built in from day one
Financial apps carry more risk than most: money, personal data and regulation. Our fintech app development team builds payment, lending, investing and accounting apps with security, audit trails and compliance needs designed in from the start.
At a glance
- Payments, wallets and lending apps
- Open banking and CDR data integration
- Strong authentication and encryption
- Audit trails and compliance support
What is fintech app development?
Fintech app development is building software for financial services, such as payment apps, digital wallets, lending platforms, investment tools and accounting products. It needs strong security, reliable transaction handling, audit trails, and integrations with banks, payment providers and identity checks.
Services
Fintech products we build
We work with startups, finance businesses and companies adding financial features to existing products.
Payment apps and wallets
Card payments, transfers, wallets and payment links.
Lending platforms
Applications, credit checks, approvals and repayment schedules.
Investment and wealth apps
Portfolios, performance tracking and reporting.
Open banking integration
Secure access to bank data through Consumer Data Right (CDR) providers.
Identity verification
KYC and AML checks through trusted verification services.
Finance dashboards
Business finance, invoicing and cash flow tools.
Is it right for you?
Who we build fintech apps for
- Startups launching a new financial product
- Lenders and brokers moving applications online
- Businesses adding payments or wallets to their app
- Accounting and finance firms building client tools
Compare
Fintech app vs typical business app
Financial apps need extra care at every layer.
| Compare | Fintech app | Typical business app |
|---|---|---|
| Security | Encryption, MFA and fraud monitoring | Standard security |
| Data | Transactions with full audit trails | Ordinary records |
| Regulation | Privacy, AML/CTF and licensing to consider | Mostly privacy |
| Testing | Penetration testing before launch | Standard QA |
How we work
Our process, step by step
Discover
Your product, users and regulatory context.
Architecture
Security, data and integrations designed first.
Design
Clear, trustworthy flows for every transaction.
Build and test
Security testing included, not added later.
Launch and monitor
Fraud, error and performance monitoring.
Technology
Tools and technologies we use
Payments
Banking
Identity
Security
Why Kedra Digi
Why work with us
Designers, developers and testers work together in-house. Your project is never passed to a subcontractor.
Before any work starts you get an itemised proposal that explains what we'll build and how.
Source code, designs, documentation and accounts are handed over to you. There's no lock-in.
We monitor, maintain and improve what we build for as long as you need us.
Kedra Digi is an Australian-owned software development company. See our recent projects.
Do you build compliant fintech apps?
How much does fintech app development cost?
How do you keep financial data secure?
What is open banking?
Can you add payments to our existing app?
Will you sign an NDA for our fintech idea?
Related services
Often paired with this service
Free discovery call
Building a financial product?
Tell us about your idea and your users. We'll reply within one business day with honest advice on where to start.
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