Sydney · Mobile app development
Fintech app development in Sydney built for trust, security and compliance.
Fintech app development depends on trust. We build apps that are secure, simple to use and designed with the right compliance questions asked early.
Last updated
At a glance
- Secure sign-in and identity checks
- Payments and wallets
- Real-time notifications
- Compliance planning
What is fintech app development for a Sydney business?
Fintech app development is the creation of digital financial products such as payment apps, digital wallets, lending platforms, investing apps and business finance tools. It requires strong security, fast digital identity checks and early attention to Australian regulation.
What we cover
What goes into your app
The pieces that make up the service.
Want the national picture? Read about our fintech app development service.
Onboarding and KYC
Digital identity checks that are quick and clear.
Payments
Cards, PayID, transfers and wallets.
Dashboards
Balances, history and insights.
Security
Biometrics, encryption and fraud monitoring.
Integrations
Banking, payment and data providers.
Compliance planning
Early review of licensing, AML and privacy duties.
What's included
What comes with this service.
The essentials of the service, plus the standards that come with everything we do. No hidden extras.
Request a proposal →- Regulatory questions list: Items to confirm with advisers before you build
- Penetration testing plan: Security testing before launch
- Trust-focused design: Clear fees, confirmations and plain language
- Free discovery call: a short chat about your goals before you commit
- Files you own: every asset and editable source file handed over to you
Is it right for you?
When a custom app makes sense
- You are building a payments or lending product
- You want to modernise a financial service
- You need a secure customer app
- You are launching a finance startup
Compare
Build, buy or partner?
| Compare | Partner for regulated parts | Build everything |
|---|---|---|
| Speed | Faster launch | Slower |
| Compliance load | Reduced | Heavy |
| Control | Shared | Full |
| Best for | Most startups | Mature, funded teams |
How we work
Our process, step by step
Discover
We define product, users and regulatory position with advisers.
Design
We prototype onboarding and money flows.
Build
We develop with security reviews.
Test
We test security, load and every money movement.
Launch
We release carefully and monitor.
Built around you
Every project is quoted on your needs.
No one-size packages. After a free discovery call, you get a clear, itemised proposal based on what your business actually needs.
Request your proposal →Payments, lending, investing or budgeting.
Licences and obligations.
Payments, identity and banking partners.
Audits and testing level.
Mobile, web or both.
Why Kedra Digi
Why Sydney businesses choose Kedra Digi.
Strategy, design, development and marketing together.
Itemised deliverables before work starts.
Files, code and accounts are handed over.
Kedra Digi is an Australian-owned digital agency. Based in Perth, we work with Sydney clients through video reviews, shared files and clear milestones.
Common situations
What Sydney clients usually ask us to solve
Payments and wallets
Moving money demands reliability. We build flows with clear failure handling and reconciliation so customers and finance teams can trust the numbers.
Lending and onboarding
Identity and affordability checks must be smooth yet thorough. We design onboarding that meets verification duties without driving applicants away.
Budgeting and investment tools
Apps that show balances and insights must be accurate and easy to understand. We present data clearly and secure it carefully.
Do we need a financial services licence?
How do you handle security?
Can you integrate open banking?
Can you work with our Sydney advisers?
How is it quoted?
Which regulations apply to fintech apps?
How do you secure financial data?
Related services
Often paired with this service
Booking app development
Booking app development takes the back-and-forth out of appointments.
Learn more →Fitness app development company
A fitness app development company can help you move members from sign-up to habit.
Learn more →PWA development
PWA development gives you app-like speed and features without the app stores.
Learn more →Free discovery call
Ready to talk about your project?
Tell us what you are working on. We will reply within one business day with honest advice.
Prefer email? [email protected]